Remember us refinancing the house and trying really hard to get all of our finances in order? Well ….. it was a great idea. It was one of the best ideas in the history of all ideas … and we were so excited to pay off some credit cards … or so we thought.
WARNING! RANT AHEAD !!!
So I logged into Derek’s Capital One account today … just to make sure that it really showed a zero balance. Guess what? IT DOESN’T !!!
AFTER we paid off the card, they charged us accrued interest of $17.92, and an annual membership fee of $39.00 … then when we didn’t make a payment, because well … silly us thought that paying off the balance of the card actually meant that it was PAID OFF !!! – they charged us a late fee of $22.00 !!!
So then I log in to check Derek’s Chase card account and guess what? YOU GUESSED RIGHT !!! THAT ONE HAS A BALANCE FOR INTEREST AND A LATE CHARGE TOO !!!
I AM SO MAD RIGHT NOW THAT I COULD JUST SCREAM …. AND WRITE IN ALL CAPS !!!
WHEN DOES IT EVER END ???